• let us handle your insurance needs, tailored just for you.

    Enjoy your retirement in Panama

  • our customized insurance plans have your back every step of the way.

    Focus on your career breakthrough

  • We're here to provide the right insurance solutions for your growing opportunities.

    Starting a new chapter in Panama?

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Moving to Panama?

We can help you finding the best health insurance plan for your needs.

We are Palma Seguros – Your Trusted Insurance Partner in Panama

At Palma Seguros, we specialize in helping expats navigate their insurance needs, ensuring a seamless transition and peace of mind during their time in Panama. Whether you’re retiring to enjoy the beauty of this vibrant country, pursuing an exciting new job opportunity, or starting fresh with your family, we’re here to support you every step of the way.

With over 22 years of experience, we have established ourselves as leaders in international health insurance and personalized coverage solutions. Our expertise allows us to design tailored plans that fit your unique circumstances, giving you the confidence that you and your loved ones are well-protected.

Choose Palma Seguros for a trusted partner who understands your journey and is committed to providing the protection and peace of mind you deserve. Let us help you focus on enjoying everything Panama has to offer while we take care of the rest.

Palma Seguros – Protecting what matters most.

Ask for your free, no obligation quote today!

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THE BEST HEALTH INSURANCE DESIGNED FOR EXPATS

LET US HANDLE THE DETAILS

Frequent Asked
Questions

Panama offers excellent private healthcare facilities, especially in Panama City. Many doctors are U.S.-trained, and private hospitals often meet international standards, making it a reliable option for expats. However, these services come at a cost, and private healthcare in Panama can be quite expensive, particularly for specialized treatments and hospital stays. Having a comprehensive health insurance plan is essential to ensure access to quality care without facing high out-of-pocket expenses.

Many international health insurance policies are accepted in Panama, particularly in private healthcare facilities. However, it’s best to confirm with your provider and ensure your policy covers services in Panama

While it’s not legally mandatory, health insurance is strongly encouraged for retirees. The Pensionado Visa doesn’t require health insurance, but having it ensures access to private hospitals and better care.

Yes, many insurance providers offer international health insurance plans that include coverage for travel, medical evacuation, and emergencies abroad, ideal for expats who frequently travel.

In addition to health insurance, consider life insurance, home insurance (especially for natural disasters), and travel insurance. These policies provide extra peace of mind during your stay.

Filing a claim typically involves submitting the required documentation, including receipts, medical reports, and invoices. At Palma Seguros, we guide you through the process and handle communication with your insurance provider to ensure a smooth claim experience.

Some of our Services and
Expertise Areas

Family Health Insurance

Family Health Insurance

We partner with leading international insurance providers to offer flexible plans tailored to your family’s specific needs. Our team evaluates your requirements, including age, family size, and medical history, to recommend the best options. We also provide ongoing support to manage your policy and access the care you need without hassle.

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Senior Health Insurance

Senior Health Insurance

We leverage our 22 years of experience to match retirees with health plans that provide robust coverage and renewal guarantees. Our team simplifies the process, offering personalized advice and step-by-step support to ensure you have access to the best care in Panama or abroad.

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Life Insurance

Life Insurance

We work with trusted insurance providers to design policies that align with your financial goals and family needs. Our team explains your options clearly, helping you make informed decisions while ensuring your policy offers maximum coverage and flexibility.

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Personal Health Insurance

Personal Health Insurance

By assessing your specific healthcare needs, we help you select a policy that fits your lifestyle and budget. Our partnerships with international insurers ensure you get access to top-quality medical networks in Panama and worldwide.

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Car Insurance

Car Insurance

We work with top insurance providers to offer flexible policies that fit your needs and budget. Our team helps you navigate local regulations, ensuring you have the right coverage required in Panama.

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Travel Assistance

Travel Assistance

We offer international global travel Assistance plans designed to match your travel habits. Our policies provide 24/7 emergency assistance, direct hospital billing, and multilingual support, making sure you receive help when you need it most. We take care of the details so you can travel worry-free.

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Home Insurance

Home Insurance

We assess your property’s specific risks and recommend a policy that ensures full protection. Our team works with top insurers to secure competitive rates and reliable coverage. In case of a claim, we handle the process efficiently, ensuring you receive support quickly to restore your home or business.

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Ask for your free, no obligation quote today!

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